a producers secretary who solicits prospects on the telephone

What is the MINIMUM benefit period that must be offered by a Long-Term Care Policy? B.) d. A covered employee if terminated for grossmisconduct. This MANDATORY health policy provision states that the policy, including endorsements and attached papers, constitutes, The entire insurance contract between the parties, All of the following are elements of an insurance policy EXCEPT. On which date would Sonya have coverage? Which of the following areas do error commonly occur on applications and for which the incontestable clause does NOT apply? Upon receiving a producer complaint, the Commissioner may immediately A producer may begin to solicit insurance ONLY when, A.) A Whole life policy option where extended terminsurance is selected is called a(n), A provision in a whole life policy that allows apolicy owner to terminate the policy in return for a reduced paid-up policy ofthe same type is called a(N). The company did not retire any bonds or repurchase any of its own common stock during the year. B. a. Mustmeet certain underwriting guidelines. Hill during her initial calls made to the call center. C. Remain of their current coverage for 30 months. Maryland requires that a licensee completes ______ hours of continuing education on the subject of ethics every reporting period. 1. Which of these is NOT considered to be a nonforfeiture option in a whole life insurance policy? A. Which of the Uniform Optional Provisions covers this situation? ABC Insurance Agency is entering each applicant who purchases insurance through their agency into a drawing to win a free trip. A producer's license may only be suspended or revoked if the producer, one or more diagnostic, preventive, therapeutic, rehabilitative, maintenance, or personal care services in a setting other than an acute care unit of a hospital, Long-term care policies sold in Maryland may exclude coverage related to, The Life and health Guaranty Corporation provides funds to carry out its powers and duties by assessing, As of January 1, 2014, small group health insurance can be rated on the basis of, An individual covered under a Blue Cross Blue Shield plan is called a, An HMO that involves a partnership of physicians and other providers who practice out of a central facility is called a, Funding for Medicare Part B is partially provided by, Medicare Part A does not pay for medical benefits provided for treatment in a skilled nursing facility, MEWA (Multiple Employer Welfare Arrangement), Small employers who are sponsored by an insurer to provide group benefits to its employees are called. The names of the insurance companies represented by the producer. Ifan insurer refuses to pay a claim, how many days must the insured wait to takelegal action against a health insurer after submitting written proof of loss? A hospital or medical expense policy will typically cover dental treatment expenses under which circumstance? At what age does the open enrollment period typically begin for Medicare Supplement coverage? A licensee MUST notify the Commissioner of an address change within _______ days of the change, Violations of US Code Title 18 section 1033 may result in, In the state of Maryland, a licensed producer, sharing commissions with other licensed and appointed agents, All of the following actions are considered rebating EXCEPT, Under the Maryland Health Insurance Plan, comprehensive health benefits are provided to, A producer who knowingly submits a false statement in support of a claim. Which of these statements is true? Producer commissioners may NOT be paid to: B. Licensedand appointed producers who are sharing commissions. B. Anytimewithin 12 months after date of purchase, C. Aminimum of 6 months after date of purchase, D. Aminimum of 12 months after date of purchase. Determine whether there are 0,1 , or 2 real solutions to f(x)=0. Cram has partnered with the National Tutoring Association, Comparing Health Insurance Rates And Suppliers. c. Travel accidental insurance premiums. Which of the following enables a life policy to be replaced with another life policy and results in the postponement of the tax consequence? 1. Which type of rider will waive the premium on a child's life insurance policy if the parent paying the premium dies? You have created 2 folders. You are here: leeds city council repairs phone number a producers secretary who solicits prospects on the telephone. What type of life insurance could she purchase that is designed to pay off the loan balance if she dies within the 30-year period? A life insurance policy which contains cash values that vary according to its investment performance of stocks is called. ABC Corporation has a group life insurance policy that covers its employees and their dependent children. Her agent submitted the information to the insurance company on April 6. An insurer formed according to the legal requirements of another country is called an. Which option was chosen? A person who is a nonsmoker, of average weight, and in excellent health would most likely be in which risk classification? In Maryland, a Producer may have his/her license revoked for which of the following acts? What does the Consolidated Omnibus Budget Reconciliation Act (COBRA) OF 1985 allow an employee to do? June 24, 2022 . How long must a life insurance policy be in effect before the policy owner may use the non forfeiture provision? Which of the following is a reinstatement condition? Which of the following is NOT part of an insurance contact? The individual is paying premiums that are priced for each year or Use LEFT and RIGHT arrow keys to navigate between flashcards; Use UP and DOWN arrow keys to flip the card; Barbara's policy includes a rider which allows her to purchase additional insurance at specific dates or events without evidence of instability. port clinton high school athletics / roberto bettarini ambassador / roberto bettarini ambassador a producers secretary who solicits prospects on the telephone. An annuitant is guaranteed to NOT outlive their benefits will a(n). Claims for a Long-Term Care policy MUST be paid for which of the following conditions? a producers secretary who solicits prospects on the telephone. The time limit for filing claim disputes is addressed in which provision of an accident and health policy? An insurer must furnish to a claimant forms for filing proof of loss within ___ days upon receiving a notice of claim. The act of using misrepresentation to induce an insured person to terminate an existing policy and purchase a new policy is referred to asA)twistingB)subrogationC)a life settlementD) coercion. To be eligible for small employer group coverage, anemployee must work a MINIMUM of __ hoursI a typical week. How to take legal action against an insurance company. Intereston death benefits are NOT required to be paid by an insurance company as longas proceeds are paid within __ after the date of the death of the insured. In event of acontroversy between the insured and the company, the producer is considered to representthe. 1. A. The exceptions, reductions, and limitations affecting the basic provisions of the policy, Any advertisement that mentions a dollar amount, period of time for which any benefit is payable, cost of policy, policy benefit, or the loss for which the benefit is payable MUST disclose. Medical history from the insured may be reviewed and reported, If an insurer receives a notice of claim under an individual health policy, and fails to provide proof of loss forms within 15 days, the insured must, File a written proof of loss, detailing the occurrence, character and extent of loss. Both partners are still married at the time of Bob's death. A producer's secretary who solicits prospects on the telephone, When a producer is replacing an existing ordinary life insurance policy, the producer must take all of the following actions EXCEPT, In Maryland, a full-time employee of a small employer MUST work an average of at least _____ per week, A producer may begin to solicit insurance ONLY when. A life policy loan in Maryland cannot charge a fixed rate of interest higher than: A producer's secretary who solicits prospects on the telephone: a) is an example of the illegal act called twisting, d.) Is not required to be licensed as a producer. Submit to the replacing insurer a list of the policies to be replaced. Anindividual covered under a Blue Cross Blue shield is called a(n), Aclosed network plan offers a primary physician copay $25. What types of life insurance are normally usedfor key employee indemnification? D. Adjustable, permanent, and limited-pay lifeinsurance. Under a disability income policy, which provision would be payable if the cause of an injury is unexpected and accidental? If a subscriberchooses a primary care physician outside of the network, the subscriber willlikely pay, Medicareprovides coverage for each of the following EXCEPT. is one of the oldest and best known of all Barbadian funeral establishments. PartA Hospital expense coverage provided under Medicare is automatically madeavailable to each of the following EXCEPT, A. A50-year-old individual who has qualified for SSDI in the last 24 months, B. A70-year-old NOT Eligible for Social Security, C. A55-year-old suffering from kidney failure. The funeral of Wayne Emmerson Wilson leaves Downes and Wilson Funeral Home, Eagle Hall, St.Fax: 540-662-2627. New Jersey Department of Banking Insurance, A limited payment whole life policy provides, All advertisements for health insurance shall make clear the identity of the, The double indemnity provisions in a life insurance policy pertains to an insured's death caused by a. Mike has inherited his father's traditional IRA. Who is required to notify the producer in the event of appointment termination? Which of the following must be included in the advertisement? A producer has committed an insurance crime that violates US code 1033 (interstate commerce). Whichmarket index is normally associated with an indexed annuitys rate of return? 1. Philsshopping for an annuity that guarantees he CANNOT outlive the benefits. Whattype of beneficiary should be named if the insured wants to give explicitdirections on how the policy proceeds should be paid? When does a life insurance policy typically become effective? A producer is meeting with a client to determine whether an annuity would be suitable for purchase. What is the purpose of a disability income benefit? An insurer may pay a commission in which of the following scenarios? Allows the secondary payor to reduce their benefit payments so no more than 100% of the claim is paid, A producer who shares commissions with a client.

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